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How to Play Baccarat: A Beginner’s Guide

Despite its glamorous reputation, baccarat is actually one of the simplest games in the casino.

Your only real decision is deciding which side to bet on before the cards are dealt.

The Fundamental Rules of Baccarat

There are only two hands dealt in the game: the Player hand and the Banker hand.

If a hand’s total exceeds nine, the first digit is dropped (e.g., a 15 becomes a 5).

  • You can bet on the Banker, Player, or Tie
  • Winning Banker bets usually pay a 5% commission
  • The hand closest to nine wins the round

The Banker Bet vs. The Player Bet

Mathematically, the Banker bet is the safest wager you can make on the casino floor.

The Player bet is also excellent, offering a low house edge of approximately 1.24% with no commission.

Why You Should Avoid the Tie Bet

While the Banker and Player bets are fantastic, the Tie bet is famously terrible.

Smart players universally agree that the Tie bet should be completely ignored at all times.

Option Casino Advantage Recommendation
Player Hand Low Good Bet
Tie Option 14.36% Never Bet

By simply betting on the Banker consistently, you are playing with near-optimal mathematical efficiency.

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